Ayushman Bharat Scheme-World’s Top Health Scheme

Ayushman Bharat Scheme under the initiative of Pradhan Mantri Jan Arogya Yojana (PM-JAY) has emerged to be the world’s largest health insurance scheme. This Ayushman Bharat Scheme has left no stone unturned to provide for a top class health insurance support to 50 crores people of India, who belong to below the poverty line category.

Before this Ayushman Bharat Scheme has come into effect there were no such health insurance schemes available in India that has covered a large number of poor people under its ambit. This scheme is a Government of India sponsored scheme and is said to be a brainchild yojana of the Prime Minister of India Sri Narendra Modi Ji.

In this article, you would come to know in details about What is Ayushman Bharat Scheme? What are the objectives of Ayushman Bharat Scheme? Recent updates on Ayushman Bharat Scheme as on 20.06.2019. How to claim the benefits under the Ayushman Bharat Scheme?

⇒What is Ayushman Bharat Scheme Details?

The Ayushman Bharat Scheme is one of the world’s largest health insurance scheme for the financially backward people of India. Ex-Finance Minister Sri Arun Jaitley has introduced this scheme in the Union Budget 2018. This scheme came into effect from September 2018. The Government has allocated a budget of Rs.1200 Crores for the sustainability of this scheme.

This scheme ensures that health insurance benefits of Rs.5 Lakh per family per year reach to the financially backward families of India. Numerous enlisted hospitals, health centers have been operationalised to extend such medical benefits to the maximum poor people. Most importantly for this health insurance scheme, poor people are not required to bear any cost for getting such a huge medical facility. The Government has aimed to provide a basic, secondary and tertiary medical help to the maximum people. 

This scheme is mainly meant for BPL category people. Those people whose name is not included in the socio-economic census data are not likely to get this free medical treatment facility. The primary motto behind this scheme is that the underprivileged people of this country are not deprived of getting the free top class medical facility without the want of money.

⇒What are the objectives of Ayushman Bharat Scheme?

Ayushman Bharat Scheme mainly aims to provide a top class health insurance coverage up to Rs.5 Lakh per family per year to the poorest section of our society using the Socio Economic Caste Census SECC data. This means the families belonging to the below poverty line established under the socio-economic caste census data or reports available to the G.O.I.

Most importantly, this health insurance scheme is completely free and no premium by what so ever means is to be borne by the beneficiaries. The Central Govt. would bear the costs for the premium for Rs. 5 Lakh coverage per family per year. Also, this scheme aims at providing both secondary care and tertiary care health solutions.

⇒Recent updates on Ayushman Bharat Scheme as on 20.06.2019!

The Honourable President of India Sri Ram Nath Kovind said on 20.06.2019 while addressing the joint sitting of Parliament that as of now from September 2018 around 26 Lakh people have availed the health insurance benefits as endorsed by the Government of India in several hospitals across India. He also stated that the Ayushman Bharat Scheme has given great relief to poor families from the cost of medical treatment to a great extent.

Sri Kovind also said that the Government of India is very much determined to protect the poor families from the financial crisis in terms of losing all their money for medical treatment. The Ayushman Bharat Scheme under Pradhan Mantri Jan Arogya Yojana is contemplating to extend this world’s largest health insurance facility to the 40% population of India which turns out to be around 50 Crores, poor people.

Also, he said that under Ayushman Bharat Scheme the Government has decided to set up 1.5 Lakh Health & Wellness centres by 2022 in rural areas. In view of providing medicines at affordable rates to rural people, more than 5000 Jan Aushadi Kendras have been opened across rural India. The G.O.I have decided to open new 24 medical colleges across India with modern health facilities which would also extend such free medical treatments to these financially backward people.

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⇒Some key points to remember for Ayushman Bharat Scheme

• Ayushman Bharat Scheme under Pradhan Mantri Jan Arogya Yojana aims at providing health insurance benefits to more than 50 crores people of India;

• If your family is registered or enrolled under this Ayushman Bharat Scheme, your family members are eligible to take medical treatment facility up to Rs.5 lakh in any enlisted hospital across India;
• You can log in and check using your mobile number whether your family is enrolled under this scheme or not;
• To take benefit under this scheme you need not make any application either online or offline;
• This health insurance benefit is a central govt. scheme completely free for the below poverty line families of India;

⇒Ayushman Bharat Yojana Registration

Fortunately, for getting the free medical treatment facility under the PM JAY Ayushman Bharat Scheme people are not required to apply for any Ayushman Bharat  Registration either online or offline. You are automatically entitled to this scheme if your name is already included in the Socio-Economic Caste Census (SECC) data as prepared in 2011.

Also, you are not supposed to pay any amount to any person by whatsoever means for registering under this scheme. As there is no such scope for registration by any means. Further, the Government of India has launched a website i.e. https://www.pmjay.gov.in/.  You can check your eligibility for this scheme from this website and also file any complaints regarding this scheme or any unscrupulous activity by any personnel.

⇒How to check your eligibility for Ayushman Bharat Scheme?

To check and confirm whether you are eligible under this scheme you may kindly Log in here. The following screen will appear once you want to log in there to check your eligibility. 

The login page does also clearly depict that You do not need to pay anything to avail benefits of the scheme.

To download different documents as required under this scheme, You can click here.

⇒What are the processes of availing care under PM-Jaqy Ayushman Bharat Scheme?

The processes of the availing medical facility are given below through a picture.