XIRR in Mutual Funds Explained (Excel + SIP Calculator + Examples 2026)

XIRR in mutual funds explained using Excel formula with SIP calculator and return example

🕒 Last Updated: April 2026 • Excel Formula + SIP Calculator Confused about how your mutual fund returns are actually calculated? Most apps show a simple percentage, but the real return—especially for SIP investments—is calculated using XIRR (Extended Internal Rate of Return). 👉 If you’ve ever searched “how to calculate SIP returns in Excel”, you’re … Read more

Tax Year vs Assessment Year India – Big Change in Income Tax Act 2025 Explained

Tax Year vs Assessment Year India – Key Differences Explained-ArthikDisha

Tax Year vs Assessment Year — if this change has confused you, you are not alone. With the introduction of the Income Tax Act 2025, India’s tax system is undergoing one of its biggest structural shifts. The traditional Assessment Year is being replaced with a simplified concept called Tax Year. A major change in ITR … Read more

MWP Act 1874 Explained: How the Married Women’s Property Act Protects Life Insurance Benefits

Infographic by ArthikDisha explaining how the Married Women's Property Act 1874 protects life insurance proceeds from creditors and banks.

Married Women’s Property Act India or MWP Act 1874 was enacted in the year 1874 for safeguarding the financial rights and interests of the women. This Act is applicable to the whole of India except the state of Jammu and Kashmir.

Free Download Form 16 Excel Format AY 2027-28 (FY 2026-27) – Editable Excel Template

Free Download Form 16 Excel Format AY 2027-28 FY 2026-27 ArthikDisha

Free Download Form 16 Excel Format AY 2027-28. Fully automated for FY 2026-27 with salary, TDS & tax calculation under latest income tax rules. Download Now!

Online Income Tax Calculator FY 2026-27 (AY 2027-28) – Compare Old vs New Regime & Break-Even Point

Online Income Tax Calculator Old vs New Regime comparison for FY 2026-27 by ArthikDisha

2026 BUDGET UPDATE Immediate Action: For FY 2026-27, the New Tax Regime is your default choice and is generally more beneficial if your total deductions are below ₹4.25 Lakh. With the enhanced ₹75,000 standard deduction, salaried professionals earning up to ₹12.75 Lakh can effectively achieve Zero Tax liability. Sources Referenced: Finance Act 2025 (Income Tax … Read more

Income Tax Calculator FY 2026-27(AY 2027-28) Excel Download

Nirmala Sitharaman holding red budget file for Income Tax Calculator FY 2026-27 Excel Download by ArthikDisha

Download the official ArthikDisha Income Tax Calculator for FY 2026-27. Compare Old vs New regimes side-by-side and find your Zero Tax limit. Learn. Plan. Grow.

Does the Income Tax Department Track Cash Transactions in 2026? Safe Limits, Rules & Penalties

Income Tax Department Track Cash Transactions-Income Tax Department cash transaction tracking limits 2026 guide by ArthikDisha with banking and property icons.

OFFICIAL ADVISORY 2026 Immediate Action: For 2026, we recommend keeping your annual cash deposits below ₹10 Lakh in savings accounts and ₹50 Lakh in current accounts. Strictly avoid accepting cash receipts of ₹2 Lakh or more from a single person in a day, as Section 269ST carries a 100% penalty. 📊 Executive Summary: Income Tax … Read more