15 Types of Loans in India-Choose the best one Credit or loan is the best form of financial tool to improve an individual’s financial situation. This loan helps a person to pay for goods and services that cost him more than he can afford. This means one falls in the trap of loans or credit … Read more
How to withdraw PF online with UAN-7 Easy Step Employees of various private and Government sector organizations across India are supposed to be acquainted with one term i.e. Provident Fund. They must have one PF Account which is now popularly known as UAN or Universal Account Number.Earlier it was a very complicated task to withdraw … Read more
7 Top Best Types of Mutual Funds in India During the last 5 years, there has been tremendously good participation by the common investors in mutual funds investments and its related products. The credit for this goes to the Association of Mutual Funds in India or AMFI for coming up with the brilliant campaign “Mutual … Read more
What are Immediate Annuity and Deferred Annuity- Facts you need to know with various examples Before, jumping into the detail discussion first you should know what is annuity. Then I will discuss on Immediate Annuity and Deferred Annuity plans. ⇒What is Annuity? Annuity is popularly known as a Pension plan. An Annuity can be defined … Read more
HIRA- A great initiative taken by the Govt. of West Bengal for regulating the Real Estate industry. ⇒HIRA meaning? HIRA-stands for Housing Industry Regulation Act. HIRA was enacted by the Government of West Bengal in 2017. This act is more specifically known as WBHIRA or West Bengal Housing Industry Regulation Act 2017. ⇒How HIRA came … Read more
Top 10 Best SIP Mutual Funds to invest in India in 2019 – Choose the one for you today. From the Present situation of mutual funds in India, it’s indeed becoming a difficult job for mutual fund consultants, financial specialists, as well as AMCs, to continue with the speed in which investors were starting fresh … Read more
PF Deduction on Special Allowance-Rules Supreme Court PF Deduction on Special Allowance- Is it true? The Supreme Court of India has passed an order on stating that for the purpose Provident Fund calculation basic wages must include ” Special Allowances“. A bench of Justices Arun Mishra and Naveen Sinha has ordered that employers can not … Read more
LIC Kanyadan Policy alias LIC Jeevan Lakshya Policy This is needless to say that for last year or so the LIC agents have been selling one endowment policy like hot cakes in the name of LIC Kanyadan Policy. This policy has been very popular among investors and for the agents as well. But quite, unfortunately, I … Read more
Home Loan Insurance Plans or Home Loan Protection Plans
• Are home loans insurance plans worth buying while taking a home loan?
• Does a borrower deserve losing an existing home loan insurance plan while transferring his home loans to a new lender for getting best interest rate?
• Can a lender forcefully sell me a home loan insurance plan at the time of taking a home loan?
• If you have to secure your home loan at any cost, why don’t you sell us a Term Insurance Plan, which is more cost-effective?
• Does taking an HLIP or HLPP relieve us from mortgaging our property to the lenders?
Top 5 Best Liquid Funds to invest in 2019 Before start investing in top 5 best liquid mutual funds, as an investor, you must know what is liquid mutual funds and why you should invest in these funds. So, in this blog post on Best Liquid Funds 2019-Top 5 Best Liquid Funds to invest now, we … Read more